Most people take out life insurance so that they don't need to worry about their family being taken care of financially if they were to pass away unexpectedly. In order to compare life insurance, one often has to call up dozens of brokers and providers all across the UK just to get a few prices. This of course is far from ideal, it's time consuming and when it's something as personal and sensitive as getting life insurance, then it's a shame that the process has to be so cumbersome.
We take the hassle out of helping you to compare life insurance policies, helping you find a cheap and comprehensive policy to suit your needs and budget. Whether you are searching for solely life insurance, combining it with critical illness. mortgage protection, or are in search of whole of life policy your only 1 click away from finding the right plan for you.
Life insurance types:
An insurance provider pays the full amount you are insured for as a lump sum, should you die during the policy term.
Critical illness cover
When critical illness cover is taken, an insurance provider will pay the amount you are covered for if you are diagnosed with a critical illness (eg. some forms of Heart Attack, Stroke or Cancer) during the policy term.
Mortgage protection insurance
Mortgage protection insurance, sometimes called decreasing term life insurance is designed to repay your mortgage upon death. The amount you are insured for is calculated to be enough to equal the capital outstanding under a normal repayment mortgage and reduces over the term of your policy.
Whole of life cover
Whole of life insurance or whole of life assurance is a life insurance policy that covers the policy holder for the reminder of their life. In most cases requires premiums to be paid for the life of the policy. There is no specified policy term and this pays out a lump sum in the event of death, no matter when it happens. This type of policy can be seen as a great investment vehicle for anyone looking to leave a guaranteed lump sum to their loved ones.
So how does it work?
With so many different policies available on the market it's important to get the right one. By completing the simple form an FCA registered insurance specialist will be in contact with suitable quotes based on your requirements for you to review without obligation.
What am I charged?
If you're wondering how much the comparison service costs, you don't have to. You're not charged a penny. So why wait? Get a quote today and see how much you could be saving.